What Are The Different Types Of Car Insurance Available In 2021?

When looking for suitable car insurance the first question arises of the type of insurance. A new car also always offers you the possibility of opting for new car insurance and thus, if necessary, to save money. Moreover, it is only possible to change insurance at the end of the year. It depends above all on the guarantees that you wish to take out in addition to the insurance compulsory, there are also various optional insurances under Collected.Reviews.

Here are some of the best car insurance available in 2021.

Compulsory Insurance (called Third Party Insurance)

The compulsory insurance called “third-party” consists of the cover of your liability and that of anyone driving or parking your vehicle. This means that the insurance covers damage that you or others may cause with your vehicle to other people (third parties) as well as to their vehicle or any other property.

Comprehensive Insurance

This type of contract guarantees all cases of damage whether you are responsible or not and whether the person responsible is identified or not. Legally, this type of contract is said to be “multi-risk”. However, you must check the guarantees, deductibles, and exclusion clauses of this type of contract before committing yourself.

As soon as you opt for comprehensive insurance, you are compulsorily insured against the risks of natural disasters and attacks. In other words, damage to your vehicle thanks to a natural disaster or an attack is obligatorily covered by the contract.

Optional Guarantees

Depending on the damage you … Continue reading >>>